Money, Banking and Payment Information in Ethiopia
Cash and ATMs
Banks and ATMs are available in major cities such as Addis Ababa, Bahir Dar, Gondar, and Hawassa. However, in remote areas such as the Omo Valley, ATMs can be difficult to find and may not always be reliable. For this reason, we recommend that travelers exchange or withdraw sufficient money in Addis Ababa before starting their tour. Carrying some cash in US Dollars (USD) is highly recommended, as USD is widely accepted and easily exchanged throughout Ethiopia.
Credit Cards
Credit cards and Mastercard are accepted in many large hotels, airlines, supermarkets, and some restaurants in major cities. However, card payments are still uncommon in rural areas and small towns.
To avoid inconvenience during your trip, we recommend carrying enough cash for personal expenses.
Bank Transfers
We do not generally recommend international bank transfers for tour payments. Bank transfers can be slow, often taking between 3 and 7 working days, and in some cases it can be difficult to track the transaction.
In addition, sending money from Ethiopia to Europe or other African countries is currently very limited and often not possible through the Ethiopian banking system.
Western Union and MoneyGram
For tour deposits and payments, Western Union and MoneyGram are often the fastest and most reliable options.
Advantages of Western Union
Fast transfers, often available within minutes.
Secure and widely trusted worldwide.
Large global network with services in more than 200 countries and territories.
Cash pickup available throughout Ethiopia.
Easy to use through agent locations, mobile apps, or online services.
Why We Recommend Western Union
Western Union is one of the most convenient ways to send money for your tour booking. While transfer fees may sometimes be higher than other methods, it offers speed, security, and reliability, making it an excellent option for securing your travel arrangements.
Other Payment Methods
There are several modern payment options available internationally, including PayPal, Revolut, and online card payments. However, in Ethiopia, cash, Western Union, and MoneyGram remain the most practical and widely used methods for tourism-related transactions.
Final Recommendation
Before choosing a payment method, we recommend comparing transfer fees and exchange rates to find the most cost-effective option for your needs. For most travelers visiting Ethiopia, carrying cash and using Western Union or MoneyGram remains the easiest and most reliable solution.
Payment Information
At Lungo Local Tour Ethiopia, we aim to make your travel experience as smooth and stress-free as possible. Please read the following information regarding payments, banking services, and money transfers in Ethiopia.
Cash is Recommended
While Ethiopia’s banking system continues to develop, cash remains the most reliable payment method, especially when traveling outside major cities.
We strongly recommend that travelers carry sufficient cash in US Dollars (USD), which can be exchanged easily throughout Ethiopia. This is particularly important when visiting remote destinations such as the Omo Valley, Danakil Depression, and other rural areas where banking services are limited.
ATMs and Banking Services
ATMs and banks are available in major cities such as Addis Ababa, Bahir Dar, Gondar, Hawassa, and Arba Minch. However, ATM availability can be limited in smaller towns, and machines may occasionally be out of service.
For this reason, we advise guests to withdraw or exchange money before departing from Addis Ababa.
Credit and Debit Cards
Major hotels, airlines, supermarkets, and some restaurants in large cities accept Visa and Mastercard. However, card payments are not widely accepted in rural areas and local businesses.
Travelers should not rely solely on credit cards during their trip.
Tour Deposits and Payments
For advance tour payments, we recommend using Western Union or MoneyGram. These services are fast, secure, and widely available worldwide.
Why We Recommend Western Union
Fast and reliable transfers
Funds often available within minutes
Secure international payment system
Available in over 200 countries and territories
Easy cash collection throughout Ethiopia
Bank Transfers
International bank transfers are possible but may take between 3 and 7 working days to process. In some cases, transfers can be delayed or difficult to track.
For this reason, Western Union and Money Gram are often more convenient options for tour deposits.
Travel with Confidence
Our team is happy to assist you with payment procedures before your arrival. If you have any questions regarding deposits, balances, or payment methods, please do not hesitate to contact us.
We look forward to welcoming you to Ethiopia and creating an unforgettable travel experience.
Lungo Local Tour Ethiopia Your trusted local travel partner in Ethiopia.